Learn why UMB should be your financial partner. We will work for you and your business.
Focused on you
At UMB, your business is not just a number. We get to know you, your goals and your values so we can assist you throughout your business lifecycle.
Strategic insight
We review your unique business needs and help you optimize your opportunities while strategically planning for the short- and long-term.
Expertise and experience
Our team is made up of experienced professionals with deep technical knowledge, broad skill sets, and a robust understanding of the industries we serve and their unique needs.
Take a look at some of our latest insights
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How business credit cards work for you: Rewards, expense management, and more
Read NowKey takeaways Business credit cards add value, from more spending power and quick access to funds, and rewards. The “float” period between credit card purchase and paying the bill can help with short-term cash flow. Tap into benefits like increased...
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Conversations every business owner should have with their banker
Read NowThe past years have shown us, more than ever, that the only constant is change. That applies to business planning and budgeting, too, which means it’s important for business owners to revisit their planning notes from the start of the...
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ESOPs are on the rise. Are they right for your business?
Read NowIt’s likely that most Phoenix business owners have encountered a company that offers an employee stock ownership program (ESOP) ‡ in the past few years. In Phoenix, some of the most successful companies are exploring whether an ESOP is right...
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Preparing for the next wave of franchise mergers and acquisitions (M&A)
Read NowAfter two years of subdued activity, the franchise M&A market is entering an opportune window for prepared operators. Valuations have recalibrated, operators have rebuilt liquidity, and buyer demand in the 10- to100-unit segment is showing renewed momentum. Recent, well-publicized transactions...
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Optimize your business: Time milestones for your business exit
Read NowSelling your business is a milestone, both personally and financially—but it also takes a well thought out plan to maximize the sale proceeds and to prepare yourself personally for the business exit. The more time the business owners have in...
UMB in the news
Across UMB, our associates are sharing their industry knowledge, earning recognition in their field and helping our customers succeed.
Review our media coverageWe're here for you in the Midwest. Contact us to set up a time to meet that's convenient for you.
More than a century of service
“For more than a century, UMB Bank has delivered comprehensive business banking services and asset management. The foundation of our business is building and maintaining full-service relationships based on our long-standing commitment to trust, integrity and quality.”
– Jim Rine, President and Chief Executive Officer of UMB Bank
MEET OUR LEADERS
Get to know who leads UMB
Mariner Kemper
Chairman and Chief Executive Officer, UMB Financial Corporation
Mariner Kemper is chairman and chief executive officer of UMB Financial Corporation. He has been with the company for more than 30 years and has served and led in many roles.
Under Mariner’s leadership as CEO, UMB has grown from a $6.9 billion, Midwest-focused bank into a super-regional, financial services powerhouse with $73.1 billion in assets (Dec. 31, 2025).
Jim Rine
President of UMB Financial Corporation and President and CEO of UMB Bank
James Rine (Jim) is president of UMB Financial Corporation and president and CEO of UMB Bank, n.a. As UMB Bank CEO, Jim is responsible for the bank’s revenue generation and operations, including commercial and personal banking, institutional services, wealth management, information and technology, and credit administration.
UMB Financial Corporation Overview
With our flat organization, we build solutions tailored specifically to the needs of our customers and their priorities. This attention to detail and our agile structure means more – more time, more efficiency and more connection with you.
View our latest financial fact sheets:
We know how to serve you and your industry
Our specialized industry teams have deep technical and strategic knowledge of the challenges, needs and trends of their focus areas.
