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UMB Select Checking®
- $1,000 minimum opening deposit
- Fee waivers and special loan rate discounts
- Earn interest on your account balance
Count on more.®
Recalibrate your income and expenses

How to Bank with Us
Access your accounts online or through our app so you can bank from your couch or even the dentist office.

Explore Our Financial Education Resources
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Financial planning at each stage of life
As you move through each decade of life, your spending and savings needs change based on many factors. Your career, family decisions, living preferences, health, hobbies and legacy plans are just a few of the items that affect your financial...
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The financial pros and cons of becoming a stay-at-home parent
Making the decision to leave your job and stay home with your kids may not be an easy one. Whether it’s only temporary until your children are old enough for school, or whether it’s a permanent change, there are so...
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Top tips: How to protect yourself online
What we do online, whether at home or at work, has the potential to open your information to cyber criminals. To help prevent online fraud or loss, make an effort to improve and change your online habits using the below...
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A comprehensive home buying guide
Where do I start with the home buying process? Even if you have purchased before, parts of the process may have changed over time. Once you understand the steps, you can outline a financial path toward homeownership that makes sense...
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How to help your kids understand investing
Conversations around saving and investing can better prepare your kids for financial success and equip them to handle their own money challenges. Here are some helpful tips to talk with your school-aged children about investing. Start with the basics When...

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